Enrolling in driving lessons with a local driving school can offer numerous benefits. One major perk is the opportunity to lower your monthly car insurance payment through driving courses. Driven2Drive, a reputable school with six locations, offers a wide range of courses that fulfill the requirements for driving school insurance discounts in PA. From courses covering basic defensive driving techniques to more advanced packages, we have suitable options for every driver’s needs.
- How Much is Car Insurance for a New Driver in PA?
- Why Is PA Car Insurance So Expensive?
- Get Insurance Discounts by Completing a Driver’s Ed Program
- Achieve All Your Driving (and Budget!) Goals With Driven2Drive
- Other Tips to Further Decrease Insurance Costs
- What Parents Are Saying About Driven2Drive
- Key Takeaways for Parents with New Drivers
How Much is Car Insurance for a New Driver in PA?
New drivers in PA may be dismayed by the high cost of driving insurance in PA, which is about $1,203 per year for full coverage. If you pay monthly, full cover costs about $169. Minimum cover is available at $39 per month (or $473 per year). A driving school insurance discount can help, and this varies according to your vehicle, driving experience, and any disabilities. By taking a D2D driving course, you could save on your insurance costs by up to 20%, depending on your service provider, driving history, and how high your deductibles are.
Why Is PA Car Insurance So Expensive?
Inexperienced Drivers = Higher Costs
Being out on the road will always have risks, and as a learner or new driver, having vehicle insurance is vital. Lack of confidence when driving can lead to a car accident, costing thousands of dollars in vehicle repairs.
As a teenager or new driver who doesn’t have proven experience to show to an insurance company, your rates for insurance coverage are likely to be quite high. Traditionally, the number of years you have been driving counts for a reduction in your insurance fee, but extra driving training helps too.
Take a look at our guide on how to handle accidents with a learner’s permit in PA.
High Statistics
Statistically, the risk of car accidents in PA is quite high. In 2022, young drivers constitute 3.9% of drivers on the road in the USA and account for 6% of fatal car accidents. Fatal crashes are the 8th leading cause of death globally, and 90% of all motor vehicle crashes stem from user error.
Get Insurance Discounts by Completing a Driver’s Ed Program
By including the Core Curriculum of driver education and defensive driving courses offered at Driven2Drive in your learner driver training, you’ll lower your premiums significantly. You’ll be killing two birds with one stone—getting an excellent driving course and saving money.
There are several ways to lower your car insurance in PA. By completing D2D’s Core Curriculum, students become eligible for a driving lesson insurance discount.
The course includes:
- Three one-on-one sessions (2 hours each) with one of our friendly, knowledgeable instructors
- Hands-on practice of essential driving techniques (making turns, parking, navigating different types of intersections, etc.)
- Day-of-test service and road testing at any of our locations
Depending on your insurance provider, completing this course is the minimum requirement to receive a car insurance discount. Discounts may vary from person to person or vehicle to vehicle, depending on several factors.
Insurance Discounts Apply to Teenagers and New Drivers
Teenagers and new drivers can receive significant discounts on insurance by taking driver education classes. These can also be improved with higher marks on their written exams and road tests (depending on the driving center). Lower your car insurance in PA with these tips.
Save Percentages on Premiums With Driver Training
You’re probably wondering how much money driver’s ed saves on car insurance. This may vary, but we show what a difference driving school car insurance can offer in this example:
- 20% deduction on $1,203, which is equal to $240
- Annual payment on full coverage insurance with a 20% deduction, which is equal to $963
- This amount of under $1,000 per year is a good discounted price for full coverage that includes medical expenses
- A minimum coverage fee may come in at $473 per year, which is equal to $379 with a 20% deduction
Check out our article on driving lessons for teenagers in PA to find the best professional driving schools near you.
Advanced Drivers Qualify for Insurance Deals
Older and more experienced drivers can also receive discounts for taking driving courses! If you’re looking for driving lessons that go into further depth, we have several more advanced packages to choose from—including our Comprehensive and Custom Curriculum. These premium packages also include a certificate of completion that can be submitted for insurance savings.
Achieve All Your Driving (and Budget!) Goals With Driven2Drive
Whether you are looking for the right driver’s education course for you, or you just need to take your PA driving exam, the highly acclaimed Driven2Drive school is here to assist. Give us a call today at (610) 664-7400 or book online and get scheduled promptly for the service you need at your nearest Driven2Drive center.
We look forward to helping you drive safely and proactively while saving money on your car insurance!
Other Tips to Further Decrease Insurance Costs
The team of experts at Driven2Drive advises that there are numerous other ways to lower your monthly insurance cost, too. Here are a few more ideas that may help cut your insurance costs and assist your budget significantly:
- Consistently drive well and drive safely
- Obey the law and refrain from committing any violations
- Maintain your vehicle by taking it for its roadworthy services before they are due
- Keep your driver’s license and registration up to date
- If you have more than one car, you may be eligible for multi-car discounts
- Drive shorter distances—the further you drive, the more you’ll pay
- Use a smaller, hybrid, or alternative fuel vehicle
- Improve your credit rating
What Parents Are Saying About Driven2Drive
Certified by PennDOT, Driven2Drive is the top-rated Philly driving school offering interactive lessons in a tension-free, safety-focused environment – as this parent testimonial displays:
“We are so grateful for having found this driving school. My son took one class to secure skills before taking the road test, and they made it a very smooth, stress-free, and even fun experience. So much better than dealing with the DMV.” -Jeanette M.
Key Takeaways for Parents with New Drivers
- Safety Leads to Savings: Enrolling your teen in driving lessons can lead to insurance discounts while enhancing their driving skills.
- Choose Approved Courses: Ensure your teen completes driving courses approved by your insurance provider to qualify for discounts.
- Ask About Discounts: Inquire with your insurance provider about available discounts for completing driving lessons.
- Consider Graduated Licensing Programs: Pennsylvania’s graduated licensing programs often require driver education courses, which can also lead to insurance discounts.
- Encourage Continued Education: Advanced driving courses or defensive driving classes can reinforce safe driving habits and potentially qualify for additional insurance discounts.
- Monitor Driving Habits: Many insurers offer discounts based on safe driving behavior, so encourage and monitor your teen’s driving habits.
- Shop Around: Compare insurance quotes from multiple providers to ensure you’re getting the best rates while still prioritizing your teen’s safety.
Investing in driving lessons not only enhances safety on the road but also opens the door to potential insurance discounts. By prioritizing driver’s education and safety behind the wheel, you can help your teen become a responsible and skilled driver while enjoying savings on insurance premiums.
Related Resources:
- How to Lower Your Car Insurance in PA
- A Guide to the Total Cost Behind Getting a Driver’s License in PA
- Importance of Adding Your Teen to Your Car Insurance
- Do You Need Insurance With A Learner’s Permit In PA?
- Preparing Your Teen for Driver’s Ed: Getting Ready to Drive
Driven2Drive is a premier driving school and the leader in Driver’s Education. From our dedicated team of instructors to our innovative state-of-the-art Driving & License Testing Centers, we are committed to instilling safe driving habits for life in a fun and interactive atmosphere.
